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Financial distress and challenging circumstances can fall on anyone, regardless of how or why. For whatever reason, bankruptcy is more often than not viewed in our society as an acknowledgment that you are at financial rock bottom and as nothing more than that. Many fail to realize that it can be a tool for you to turn everything around.
Paul N. Mirabelli, Esq. is a bankruptcy law firm serving Lincroft, NJ, bringing 36 years of experience as a bankruptcy law attorney to its many clients. It provides you with the know-how of New Jersey and federal law you need to turn things around and move forward in an entirely new financial direction. Whether acting as a small business bankruptcy attorney or representing you as an individual, Paul N. Mirabelli, Esq. gives counsel and represents clients in various bankruptcy cases. Whatever the exact circumstances, Paul N. Mirabelli, Esq. brings personalized and outstanding service you will be hard-pressed to find elsewhere.
There are many benefits to having a bankruptcy lawyer working with and for you in your case. Although technically possible, self-representing in court or handling matters on your own out of court opens you up to many risks that are simply non-existent when you have a bankruptcy law attorney like Paul N. Mirabelli, Esq. in your corner. Do not forgo a bankruptcy lawyer and take on these unnecessary risks. Paul N. Mirabelli, Esq. has over three decades of charting a new trajectory for clients and knows the law like the back of its hand.
How familiar with the law are you? We do not ask this to make you feel bad, but honestly to only prove a point.
To further drive this home, let us continue.
How many types of bankruptcies are there? What is each for? Would you be eligible for all? A few? One? None? From there, what do you do? Will the court help you? Are there special conditions or exceptions to some rules? Which ones? To further illustrate this point, let’s take a small test.
To help alleviate some of the anxiety we may have caused you, here is a brief overview of some aspects of bankruptcy law.
This is the most common type of bankruptcy in Lincroft, NJ, and across the United States. It is designed to help you keep your high-value and important possessions and assets, such as your home and car. Use this tool to turn things around and set a new trajectory.
This is mainly used by businesses, but individuals with substantial debts and assets can also use it. It is designed to allow you to continue functioning while debts are adjudicated and paid off. A small business bankruptcy attorney from Paul N. Mirabelli, Esq. can be immensely valuable for you if you need to file for chapter 11 bankruptcy.
This is designed to allow you to reorganize and pay back debt at zero interest. In addition to this, it stops foreclosures, protects against repossession, and ensures utility companies do not shut off your utilities. Use this so you do not need to worry about your water or electricity being cut off.
Debt collection agencies are ruthless. These third-party entities can collect your debt even if they are not the party that lent it to you. They range from independent agencies to collection attorneys that represent creditors. The Paul N. Mirabelli, Esq. bankruptcy law firm knows how to fight them – and win.
Repossession is when the party with the right of ownership of a property takes your home from you without court proceedings. This is usually your bank, but it can also be other entities. They are known for turning around and selling your house to third-party sellers.
This occurs when you can no longer pay mortgage payments according to your mortgage contract, allowing the lender to seize your home or asset and remove you from it.
The team at Paul N. Mirabelli, Esq. bankruptcy law firm is ready to leverage its decades of experience for you if you are in a financial bind. So take the first step to loosen your financial binds: if you are in Lincroft, NJ, give Paul N. Mirabelli, Esq. a call today and get legal direction from a source you can wholeheartedly trust.
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